A Summary of Cycling Insurance Cover for Wheel Easy, Ride Leaders and Members
|Wheel Easy||CyclingUK (Affiliated)||We have an annual policy that provides us with Organisers’ Liability cover for up to £10 million. The policy covers our club officials, event organisers and other volunteers against any claims made against them as a result of their negligence.|
|Ride Leader||CyclingUK (Affiliated)||The above policy also covers our ride leaders against any claims made against them as a result of their negligence. Wheel Easy has measures in place to meet the policy requirements of CyclingUK (e.g. the names (only) of all members are regularly provided to CyclingUK so that both nominated and on-the-day ride leaders are covered).|
Annual Third Party Liability Insurance can be bought from CyclingUK and others. It provides up to £10m cover for any claims made against you for damage or injury. The policy includes using cycles for business use. Although you may not be at fault – you could, for example, have unintentionally damaged a car, or caused injury to a fellow cyclist – you are covered. It also covers sportives, charity rides, audax, time trials and other rides, as long as they are not competitive in nature. Electric pedal bikes are also included.
Any provider’s policy cover should always be compared to others to ensure it has the required features, particularly cover provided under a house insurance policy.