Harrogate Cycling for Pleasure
Harrogate's cycling club for people who
don't wear lycra! (and some who do)

Wheel Easy Ride Calendar

Wheel Easy rides start at Hornbeam Park railway station every Sunday and Wednesday, leaving at 9.30am, except the EG’s ride which meets on Wednesdays at Low Bridge, Knaresborough, and leaves at 10.00am. Lengths of rides vary according to the weather and season. Most rides have a coffee and/or lunch stop. Please arrive in good time. For ride descriptions click here.

 


 

Wednesday, March 29, 2017

Routes are agreed on the day.

Poddlers Ride - 

Wednesday Wanderers - Steve W
Greenway, Holly Bank Lane, Hampsthwaite, Kettlesing Bottom, Menwith Hill Road, Day Lane, Summerbridge, Brimham Rocks, Careless House Farm, Ripley, Greenway. Just over 30 miles. Only the odd hill to climb but well worth it for the glide down the other side.

Wednesday Ride - 

Sunday, April 2, 2017

Short/Beginners ride - Volunteer Needed

Slow medium ride - Caroline Graham

Medium ride - Alison Noble, Volunteer Needed

Route 109 Otley loop via Lindley, 28 miles.

Hornbeam, Burn Bridge, R on A61, over roundabout, first L up Walton Head Lane. Kirkby Overblow, R down to A61. L on A61 and R to Dunkeswick, Weeton, Castley, Pool, straight over A658 onto B6161, L over bridge onto B6451 and continue to Otley. Cafe. Return on B6451, at top of hill turn L to Farnley. Take R fork at school, L at Lindley and follow up hill to B6161 where turn L. R on Briscoe Ridge Lane, and straight on until Burn Bridge. L on Burn Bridge Road and follow until R onto Rossett Green Lane, then straight on all way to Hornbeam. 

Medium Plus ride - Michael Inglis, Gia Margolis

Boroughbridge, Skelton-on-Ure, Ripon, Risplith, 45 miles.

Hornbeam.  Knaresborough, Farnham, Occaney, Staveley, Minskip, Boroughbridge, Langthorpe, Skelton-on-Ure, Ripon, out on B6265 towards Studley, R to Galphay, High Grantley, Risplith (café), Sawley, R at T junction to Hebden Bank, Raventofts Head, Drovers’ crossroads, Ripley, Greenway, Hornbeam. 

Long ride - Eric Waters

Wednesday, April 5, 2017

Routes are agreed on the day.

Poddlers Ride - 

Wednesday Wanderers - Liz F

Wednesday Ride - 

Sunday, April 9, 2017

Short/Beginners ride - Nicky & Graham Holden

Medium Slow ride

Medium ride - Geraldine Bynoe, Joe Smith

Route 159 Blubberhouses, Timble, Menwith Hill, 29miles.

Hornbeam. Beckwithshaw, Little Almscliffe, Fewston, Timble, then at main road turn R to Blubberhouses. R on A59, and L up Hardisty Hill (steep). 2nd R on to Menwith Hill Road and continue past Menwith Hill and straight on to Meg Gate where R to Clapham Green and Hampsthwaite (cafe), Killinghall, Greenway, Hornbeam.

(Alternative R just past Menwith Hill, L through Staupes, straight on at X roads, L at Y junction, R at X roads, L and L to Meg Gate and R to Clapham Green etc. Lovely quiet route)

Medium Plus ride - Helen and Keith Tate

Route 123 Snape, Masham, Ripon, Knaresborough, 59miles.

Usual route from Hornbeam to Knaresborough, Farnham, Bishop Monkton, Littlethorpe, Ripon. Follow A6108 through Ripon (North St, North Rd) up hill to footpath alongside A61, L at top to Norton Conyers. In Wath first L to Thornborough, L on B6267 and almost immediately R  towards Carthorpe. L on Salmon Lane to Snape. Through village to T junction,  R and L up Moor Lane, cross B6268 and down hill to T junction, L and after 1 mile approx R into Masham. L into Market Place, L along Park St, R into Swinton Terrace, Swinton Rd, up hill through Warthersmarske, first L and keep  L   to Nutwith Lane, Grewelthorpe, follow signs to Ripon. Return on same route as earlier in day (straight down Sandy Bank after Occaney), to Knaresborough. Up A59 cycle path to Harrogate, R on Bogs Lane, Kingsley Drive and into Harrogate. 

Long ride - John Hackett

Wednesday, April 12, 2017

Routes are agreed on the day.

Poddlers Ride - 

Wednesday Wanderers - Joe / Geraldine

Wednesday Ride - 

Sunday, April 16, 2017

Short/Beginners ride - Volunteer Needed

Medium Slow ride

Medium ride - Paul Blackham, Volunteer Needed

Route 171 Whixley, Great Ouseburn, Walshford, 34miles. Mainly flat.

Hornbeam, Knaresborough Low Bridge, Farnham, Ferrensby, Arkendale. Over A1(M) and L on A168 then R past Marton. R on B6265 and next L into Great Ouseburn. Follow road through Thorpe Underwood, Straight on over B6265. L towards Whixley, and continue straight on at Whixley to the A59 Cross over to Cattal where turn R to Hunsingore and cross over A1(M) into Walshford. Use the cycle track down the side of the A168 (off road) until next junction. R and R to Little Ribston, L to Spofforth and return to Hornbeam via Follifoot and Rudding Park.

Medium Plus ride - Peter Lawley, Volunteer Needed

Route 57 Dunkeswick, Stainburn Woods, Clapham Green, 50 miles.

Burn Bridge to A61, R over roundabout and L Walton Head Lane. Kirkby Overblow, Dunkeswick, Leathley, Lindley, Stainburn Woods, Little Alms Cliff, Norwood, R on B6451 to A59 crossing.  R on Menwith Hill Road, Swarcliffe, New Road, Clapham Green, Hampsthwaite (café), cross A59 and continue to Pennypot Lane. L, down and up hill to Harlow Moor Drive and into Harrogate. 

Long ride - Jill Fellerman

Wednesday, April 19, 2017

Routes are agreed on the day.

Poddlers Ride - 

Wednesday Wanderers - Paul B

 

Away Day with Kevin and Colin -

Arrangements to follow

Sunday, April 23, 2017

Short/Beginners ride - Sue Threadgold

Medium Slow ride

Medium ride - Volunteers Needed

Route 31 Ripon, Studley, Hampsthwaite, 34 miles.    

Hornbeam, Knaresborough, Farnham, Copgrove, Bishop Monkton, Littlethorpe, through village,L into Dallamires lane (just before bridge to Boroughbridge road), R at T junction,2nd L onto Mawson Street, R at X roads to Heckler Lane (becomes Barefoot St), cross bridge, L into Borrage Lane, follow round Mallorie Park Drive. Join Studley Rd. L to Studley. Up through deer park. (cafes either by lake or at Visitor Centre). Fountains Abbey, L fork up How Hill Road. L at T junction, R to Bishop Thornton, Shaw Mills, over B6165, L at Clint to Hampsthwaite (café) and Knox to Harrogate.

Medium Plus ride - Sue Couture, Dave Siswick

Route 135 Bolton Abbey, Stumps Cross, Askwith, 55 miles.

Hornbeam, Beckwithshaw, Little Almscliff, R at T Junction. Across A59, pass Menwith Hill on R.H. side. L at crossroads on Menwith Hill Road. At end turn R and follow road to Greenhow. At T-junction turn L and follow sign to Stump Cross (café). Next L through Skyreholme and continue south to Barden Bridge where turn L towards Storiths but cross over pedestrian bridge at Cavendish Pavilion. Go L to Bolton Bridge and follow cycle track that crosses over A59 and heads for Beamsley and then leads straight on to Ilkley. Stay on north side of river and continue in an easterly direction to Askwith and Otley. Follow main road to Pool then R to Castley, Weeton, Kirby Overblow, and to Harrogate.

Long ride - Martin Dowling

Wednesday, April 26, 2017

Routes are agreed on the day.

Poddlers Ride - 

Wednesday Wanderers - Alison N

Wednesday Ride - 

Sunday, April 30, 2017

Short/Beginners ride - Dennis Butler

Medium Slow ride

Medium ride - Neil Ashton, Volunteer Needed

Darley, Thornthwaite, Menwith, 28 miles.

Hornbeam, Greenway, Ripley, Hollybank Woods, Birstwith, Darley. After P.O. L. up Sheepcote Lane, 2nd R. along Crake Lane, straight on at X-roads to Thornthwaite. L up My Love Lane, L at T junction at top. Turn L along Menwith Hill Road. Straight over X-roads. 2nd R just before Wayside Farm onto Sleights Lane. Ist L onto Crow Hill Lane. Bear R at next 2 junctions then L at T junction onto Tang Road. Ist R onto Barse Beck Lane. Follow this road down into Hampsthwaite (café). Return to Harrogate via Killinghall and the Greenway.

Medium Plus ride - Peter Jackson, Volunteer Needed

Route (017-2015 ) York, Beningborough, Marston Moor, 57 miles.

Hornbeam, Low Bridge Knaresborough, Farnham, Arkendale. Over A1(M) and L on A168 then R past Marton to B6265. R then L to Great Ouseburn. L after Ouseburn to Aldwark Bridge.
Cross Aldwark Bridge and turn R and follow the signs through Linton and Newton-on-Ouse to Beningborough Hall. (Farm Shop cafe). Leaving the Hall continue south on Sustrans Route 65 to York City Centre along by the Ouse.
Cross to R bank of Ouse and continue past Rowntree Park to the Millenium Bridge. Shortly after the path turns R up to road, turn L and almost immediately R to Knavesmire racecourse. Follow path over the Knavesmire, eventually past the Sun sculpture, taking the R fork and ultimately come to the A64 near Tesco. Cycle path goes alongside road for a couple of miles and goes up to roundabout. Go across, towards Askham Bryan and take L to Askham Richard. Through village and L to Long Marston. Continue in same direction for Marston Moor, Tockwith, Cowthorpe, over the A1(M), eventually meeting the B6164 where turn R and then L in Little Ribston following the signs to Spofforth. R to Follifoot and back via Rudding Park to Harrogate.

Long ride - Volunteer Needed

Wednesday, May 3, 2017

Routes are agreed on the day.

Poddlers Ride - 

Wednesday Wanderers - 

Wednesday Ride - 

Sunday, May 7, 2017

Short/Beginners ride - Martin Weeks

Medium Slow ride - Volunteer Needed

Medium ride - Alun Davies

Route 21 Tadcaster, 38miles. Mainly flat.

Hornbeam, Burnbridge, Kirby Overblow, Sicklinghall, Linton, Collingham, Bramham, straight on towards Tadcaster, take 2nd R, head over dual carriage way towards Sutton. Just before Sutton, turn L to Tadcaster, recrossing A64, and at main road turn R  and go past brewery.
Cross over river & turn 1st L to Wighill. Just before entering Wighill turn L towards Walton. Pass through Thorp Arch Trading estate and join cycle path back to Wetherby.
Return to Harrogate via Spofforth and Follifoot. (cafes at Tadcaster, Thorp Arch or Wetherby)

(Short route – At Bramham turn L and follow the cycle path next to A1(M) into Wetherby)

Medium Plus ride - Liz Pugh, Volunteer Needed

Greygarth Monument, 40 miles.

Hornbeam, Greenway, Ripley up to the Drovers crossroads, straight on, down the steep hill (caution, bend at bottom) L through Sawley, to Risplith (café). High Grantley, L on little back lane at the recreation ground, immediate R  fork, L at the T junction, up to Coal Hill above the tiny hamlet of Dallow . From Coal Hill you should see the Greygarth Tower. To reach it drop down by turning R at the T junction, then turn L and climb back up on a single track road which has a sign saying "no passing places for one mile". Leave bikes to walk to the Monument and climb up the tower (look for Roseberry Topping). From the top of the moor turn R, (L is a bridlepath to Ramsgill).  It  is a fairground ride of a descent to Laverton going straight through the village, not crossing the beck, T junction R at the top of the hill, next T junction R again (not Grantley, but Winksley/Galphay signed) and immediately L at the fork. Follow road past the caravan park at Winksley Banks to Winksley village with its huge church tower, then Aldfield and Fountains (café). Back to Harrogate via Ripley and the Greenway. 

Long ride - Richard Pugh

Wednesday, May 10, 2017

Routes are agreed on the day.

Poddlers Ride - 

Wednesday Wanderers - Liz P

Wednesday Ride - 

Sunday, May 14, 2017

Short/Beginners ride - Caroline Graham

Medium Slow ride - Lynda Newhouse

Medium ride - Gordon Cryer

Route 183, Myton-on-Swale Aldwark, Boroughbridge, 39 miles, mainly flat

Hornbeam, Knaresborough, Farnham, Arkendale, L and R on A168, Marton, R and L on B6265 to Great Ouseburn, L to Aldwark Toll Bridge. L to Aldwark, L to Flawith and keep L to Myton-on-Swale (plaque about site of battle by the bridlepath bridge). Back to junction turn L and keep turning L to Brafferton and Thornton Bridge. Turn L and follow road to Boroughbridge (cafe). Back to Harrogate via Minskip, Staveley and Knaresborough. (Short route - go direct from Great Ouseburn to Boroughbridge via the Dunsforths)

Medium Plus ride - Helen and Keith Tate

Route 47 Jill's Hills, 50miles.

Hornbeam, Burn Bridge, North Rigton, Stainburn, Leathley, Otley, Askwith, Middleton, Langbar, Beamsley, Ilkley (café), Otley and return to Harrogate via Weeton, Dunkeswick and Kirkby Overblow. 

Long ride - Phil Stell

Wednesday, May 17, 2017

Routes are agreed on the day.

Poddlers Ride - 

Wednesday Wanderers - 

Wednesday Ride - 

Sunday, May 21, 2017

Short/Beginners ride - Volunteer Needed

Medium Slow ride - Jean Battison

Medium ride - Volunteer Needed

Route 31 Ripon, Studley, Hampsthwaite, 34 miles.    

Hornbeam, Knaresborough, Farnham, Copgrove, Bishop Monkton, Littlethorpe, through village, L into Dallamires lane (just before bridge to Boroughbridge road), R at T junction,2nd L onto Mawson Street, R at X roads to Heckler Lane (becomes Barefoot St), cross bridge, L into Borrage Lane, follow round Mallorie Park Drive. Join Studley Rd. L to Studley. Up through deer park. (cafes either by lake or at Visitor Centre). Fountains Abbey, L fork up How Hill Road. L at T junction, R to Bishop Thornton, Shaw Mills, over B6165, L at Clint to Hampsthwaite (café) and Knox to Harrogate.

Medium Plus ride - Monica and David Webber

Route 94 A Grassington, Appletreewick, Bolton Abbey, Ilkley, Otley, 64miles. 

 Hornbeam, Squinting Cat, Beckwithshaw, Menwith Hill, Duck Street, Greenhow, turn L onto B6265, Stump Cross Caverns, Dibble's Bridge (long steep descent!), Grassington (Café), Threshfield, Burnsall, Appletreewick, cross River Wharfe on wooden footbridge at Cavendish Pavilion, Bolton Abbey , Beamsley, Ilkley, Askwith, Weston (Cock Pit Farm Tea Rooms), Otley, and then return to Harrogate via Farnley, Leathley or Castley/Dunkeswick.

Long ride - Richard Leake

Wednesday, May 24, 2017

Routes are agreed on the day.

Poddlers Ride - 

Wednesday Wanderers - Paul B

 

Away Day with Kevin and Colin -

Arrangements to follow

Sunday, May 28, 2017

Short/Beginners ride - Sue Downes

Medium Slow ride - Volunteer Needed

Medium ride - Paul Blackham

Route 145 Bramham, Wetherby, Sicklinghall, 32 miles.

Hornbeam, Showground, Follifoot, Spofforth, Little Ribston, Wetherby, cycle path under A1 to Thorp Arch but turn R just before towards Boston Spa. L at junction then R in Boston Spa (cafes). L following cycle route signs to Clifford and Bramham. At Bramham cross over A1(M) and continue straight on until R turn which leads you to Collingham. At bottom of Jewitt Lane turn L on a minor road, crossing the A58 just past the shops. Turn R for Linton and 2 Ls to Sicklinghall. Continue to Kirkby Overblow, Walton Head Lane. R on A61, over roundabout, L to Burn Bridge until R on Rossett Green Lane and into Harrogate.

Medium Plus ride - Michael Inglis, Gia Margolis

Route (017-2015) York, Beningborough, Marston Moor, 57 miles.

Hornbeam, Low Bridge Knaresborough, Farnham, Arkendale. Over A1(M) and L on A168 then R past Marton to B6265. R then L to Great Ouseburn. L after Ouseburn to Aldwark Bridge.
Cross Aldwark Bridge and turn R and follow the signs through Linton (café by river) and Newton-on-Ouse to Beningborough Hall. (Farm Shop cafe). Leaving the Hall continue south on Sustrans Route 65 to York City Centre along by the Ouse.
Cross to R bank of Ouse and continue past Rowntree Park to the Millenium Bridge. Shortly after the path turns R up to road, turn L and almost immediately R to Knavesmire racecourse. Follow path over the Knavesmire, eventually past the Sun sculpture, taking the R fork and ultimately come to the A64 near Tesco. Cycle path goes alongside road for a couple of miles and goes up to roundabout. Go across, towards Askham Bryan and take L to Askham Richard. Through village and L to Long Marston. Continue in same direction for Marston Moor, Tockwith, Cowthorpe, over the A1(M), eventually meeting the B6164 where turn R and then L in Little Ribston following the signs to Spofforth. R to Follifoot and back via Rudding Park to Harrogate.

Long ride - Eric Waters

Wednesday, May 31, 2017

Routes are agreed on the day.

Poddlers Ride - 

Wednesday Wanderers - 

Wednesday Ride - 

Sunday, June 4, 2017

Short/Beginners ride - Paul Tindle

Medium Slow ride - Volunteer Needed

Medium ride - Peter Beckingham

Route 32 Wetherby, Tockwith, Walshford, 32 miles. Mainly flat.
Hornbeam, Burnbridge, Kirkby Overblow, Sicklinghall, Wetherby. Railway path past racecourse towards Walton. Follow new cycle path and turn L on to Rudgate Lane just before Walton village.
Cross B1224 towards Cattal. Before Tockwith Airfield turn R at South Field Lane into Tockwith Village. (Two pubs). Through Tockwith and rejoin Roman Road to Cattal. Go over bridge, and L to Hunsingore. Go over A1 to Bridge Inn, Walshford, and join cycle path back to Wetherby (cafes).
Sustrans railway path (route 66) to Spofforth, Follifoot and back to Harrogate.
(At Wetherby, alternative routes back via Kirk Deighton, Little Ribston and Knaresborough, or Kirk Deighton, North Deighton, Spofforth  into Harrogate.

Medium Plus ride - Sue Couture, Peter Lawley

Yorke’s Folly, Pateley Bridge, Smelthouses, Brimham, 40 miles. 

Hornbeam, Beckwithshaw, R to Barracks, L Penny Pot Lane, R White House Farm, cross A59, Hampsthwaite, Birstwith, Darley, Darley Head, R towards Dacre, L at Dacre, 1st R down Yorke’s Folly, Pateley Bridge, Glasshouses, L to  Smelthouses, L to  Brimham Rocks, R towards Warsill, Rabbit Hill Farm, R Careless Hill Farm, R Raventofts Hall, Drovers’ crossroads, Ripley, Greenway, Harrogate. 

Long ride - John Hackett

Wednesday, June 7, 2017

Routes are agreed on the day.

Poddlers Ride - 

Wednesday Wanderers - 

Wednesday Ride - 

Sunday, June 11, 2017

Short/Beginners ride - Volunteer Needed

Medium Slow ride - Jean Battison

Medium ride - Alison Noble

Route 172A Chevin Road, Otley and Old Pool Bank 32 miles

Hornbeam, Beckwithshaw, Stainburn and along forest track. L at the gate and follow road down through 2 gates. At junction R at fork, follow road through R hand bend to T junction. R here and over Lindley Bridge. At junction by school turn R and drop down into Otley.

Straight on over the river and through the town to the traffic lights by the market square. Turn L, at next lights turn R . L at junction, passing Chevin Cycles to go up East Chevin Road. At top of hill take L fork to junction with A658. L for short distance then L onto Old Pool Bank Road and follow into Pool. Cross river then L to Castley, Weeton, L and R on A61 to Kirby Overblow, Rudding and Harrogate.

Medium Plus ride - Dave Siswick, Volunteer Needed

Route 174/015-2015 Bedale, Masham, Kirklington, 62miles.

Hornbeam, Ripley, Drovers, Sawley, R and L across B6265, High Grantley, Kirkby Malzeard, Grewelthorpe. R (NW direction) to Ilton Grange Farm then R to Swinton and Masham. Cross river at  Masham. L to Thirn x roads where R to Thornton Watlass and on to Bedale. B6268 SW out of Bedale and L to Snape.  R at Carthorpe, Kirklington, R fork across B6267, Sutton Howgrave, Wath, Hutton Conyers and into Ripon. On to Littlethorpe, Knaresborough and Harrogate.

Long ride - Jill Fellerman

Wednesday, June 14, 2017

Routes are agreed on the day.

Poddlers Ride - 

Wednesday Wanderers - 

Wednesday Ride - 

Sunday, June 18, 2017

Short/Beginners ride - Volunteer Needed

Medium Slow ride - Lynda Newhouse

Medium ride - Geraldine Bynoe, Joe Smith

Marston Moor, Bilbrough, Wighill 40 miles, Mainly flat.

Hornbeam, Harrogate Showground, Follifoot, Spofforth, L to Little Ribston, R and  then L over A1, Cowthorpe, Tockwith, Marston Moor Memorial, Long Marston, Hutton Wandesley, Angram, Askham Richard, Bilbrough, Catterton, Healaugh, Wighill, Wetherby (café), Spofforth, Follifoot, Rudding Park, Showground, Harrogate.

Medium Plus ride - James Grimshaw, Declan Malone & Alan Rawet

Boroughbridge, Skelton-on-Ure, Ripon, Risplith, 45 miles.

Hornbeam.  Knaresborough, Farnham, Occaney, Staveley, Minskip, Boroughbridge, Langthorpe, Skelton-on-Ure, Ripon, out on B6265 towards Studley, R to Galphay, High Grantley, Risplith (café), Sawley, R at T junction to Hebden Bank, Raventofts Head, Drovers’ crossroads, Ripley, Greenway, Hornbeam. 

Long ride - Martin Dowling

Wednesday, June 21, 2017

Routes are agreed on the day.

Poddlers Ride - 

Wednesday Wanderers - 

 

Away Day with Kevin and Colin -

Arrangements to follow

Sunday, June 25, 2017

Short/Beginners ride - Sue Threadgold

Medium Slow ride - Caroline Graham

Medium ride - Paul Randall, Volunteer Needed

Route 148A Risplith, Brimham, Hampsthwaite, 34 miles. (Avoiding steep hill)

Hornbeam, Claro Road, Dragon Bridge, Greenway. Through Ripley to B6165, R up Scarah Bank, straight on at Drovers X roads, R down Watergate Lane and at end turn L [ie not down to Fountains], take first R to Sawley. Follow through village to B6265. Turn R to  Risplith (café). Return to Sawley junction but stay straight on on B6265. After 2 miles or so turn L to Brimham. Past rocks, L at cross roads and R down Stripe Lane. L at bottom on B6165, first R to Hartwith toll bridge, L to Birstwith. L just before shops onto Wreaks Road and continue up Clint Bank to junction, R onto Clint Bank Road and L on Hollybank Lane to Ripley, Nidderdale Greenway back to Harrogate

Medium Plus ride - Peter Jackson, Volunteer Needed

Aldwark, Easingwold, Coxwold, Hutton Sessay, 58 miles.

Hornbeam, Knaresborough, Farnham, Arkendale, L on A168 and R to Marton. R on B6265 and L to Great Ouseburn. Turn L to cross Aldwark Bridge, straight on to Youlton, Alne, Alne Station, Easingwold (café) Follow cycle route out of Easingwold but go straight on where the cycle route goes L. Take 2 L turns to  Oulston. Continue to Newburgh Priory and Coxwold (café). Straight on through Coxwold, past church and continue until L turn to Carlton Husthwaite. R and over A19 to  Hutton Sessay, Little Sessay, Pilmoor,  R at T junction towards Cundall but soon L at Thornton Bridge to Milby, Boroughbridge, Minskip, Stavely, Farnham, Knaresborough, Hornbeam.

Long ride - Volunteer Needed

Wednesday, June 28, 2017

Routes are agreed on the day.

Poddlers Ride - 

Wednesday Wanderers - 

Wednesday Ride - 

Wednesday, July 5, 2017

Routes are agreed on the day.

Poddlers Ride - 

Wednesday Wanderers - 

Wednesday Ride - 

Disclaimer:
All rides are at your own risk. Please ensure that you have your own third party insurance (check your house insurance) and consider CTC membership.